Running a construction business isn’t just about winning bids and finishing jobs.
It’s about keeping more of what you earn.
That’s where a Fractional CFO comes in — and why they often more than pay for themselves.
Curious what else a Fractional CFO can help you fix? Here’s the full breakdown of how they plug cash leaks, boost margins, and protect contractor profits.
Here’s how:
1. Plugging Cash Flow Leaks
Most construction companies bleed out through missed change orders, billing delays, or underbidding.
A fractional CFO brings discipline to your billing, collections, and forecasting — stopping leaks you didn’t even know you had.
✅ Example: Identifying missed billable items alone can cover months of CFO services.
2. Improving Job-Level Profitability
You can be busy all year and still lose money if your jobs aren’t priced or managed right.
Fractional CFOs set up simple systems that show you where each job stands — in real time.
✅ Example: Catching underperforming projects early helps you course-correct before you lose your shirt.
3. Protecting Your Cash During Growth
Growth feels good… until it chokes your cash flow.
Hiring crews, buying materials, floating invoices — it all hits before you get paid.
A CFO helps you plan and stage growth without wrecking your cash reserves.
✅ Example: Smoother scaling, no emergency loans, no sleepless nights.
4. Helping You Finally Pay Yourself First
Too many construction owners are “making money” on paper… but living paycheck-to-paycheck.
Fractional CFOs build financial systems that prioritize owner pay — not just surviving.
✅ Example: You built the business. You should get paid like it.
5. Avoiding Expensive Financial Mistakes
One bad decision can cost more than a year’s worth of CFO services.
From bad contracts to underpricing to tax penalties — a CFO acts as your financial backstop.
✅ Example: One avoided $50,000 mistake > a year of CFO support.
Final Thought:
A good Fractional CFO isn’t a cost.
They’re an investment — one that keeps paying you back over and over again.
Ready to See What a CFO Could Do for Your Business?